Debt reduction using information on discount shopping and Co-ops.

The first debt reducing factor of a co-op is that there are many people looking for many things in an organised way. Each thing or group of things are sourced by an elected person and are regrouped accordingly if neccessary, to further save costs when purchasing. Enabling each member to benifit maximum savings and enable more money to reduce their debts. Once the best deals have been sourced and decided on by the members, the funds are pooled accordingly. The member that has been chosen to represent the co-op for the deal then does their job. Another meeting later and everyone has their co-op bought items, and pooling cycle starts again.

A co-op plan or idea for you: It may sound like a hassle of meetings, but at least they are more useful than running all over town yourself. Put it this way if you only had to go to the shop once say every few months or so just to cut a deal, then make a call no more than once a week to organise the delivery and payment, wouldn't you agree the meetings are worth the money your saving.

The beauty in the co-op. The real beauty in the co-op is that every member can do their bit in finding that best buy for the group. In the general co-op a group meeting can be held to work out who is in charge of or works with whome in sourcing or finding the best deal for a specific item or group of like items. So you would essentialy end up with a group of groups. One taking care of say the perishable foods, another the non-perishable, another pet supplies, another clothing and so on. The rural comunity, mainly farmers, tends to be were one would more often find co-operatives. They as a unified group, make perchases ranging from farming needs to food and clothing. All these things can be purchased for less in larger quantities hence the larger the co-op the greater the savings made. Some suburban and inner city communities have co-ops that buy specific things only, such as things for the community vegetable garden. Either way is good, specific or general co-op, they all achive financial savings for the members.

Give YOU a pay rise this year: The simple act of making a little effort on your part at planning to join each co-op you find that will save YOU money, will go a long way to reducing your debt.